Howard Bank - Your Business

Savings.

A Howard Bank savings account can help your business grow and prepare for the future. Set aside your excess balances for important purchases, investments in the company growth, or to ride out the occasional seasonality of the business cycle.

Business Savings – Build your savings balances with an FDIC insured savings account that combines a competitive interest rate with a low minimum balance.

•	Earn interest based on your daily available balance.
•	Interest is compounded daily and paid monthly.
•	Pay no monthly maintenance fee if you maintain a $200 minimum daily balance in your account. Otherwise, a $5 monthly fee is applied.

Business Money Market – Receive competitive interest rates with this savings account that offers limited check writing capability and is FDIC insured.

•	Interest is tiered with higher balances earning higher rates.
•	Interest is compounded daily and paid monthly.
•	Pay no monthly maintenance fee if you maintain a $1,000 minimum daily balance in your account. Otherwise, a $10 monthly fee is applied.
•	Write up to three checks per month. (Money market accounts are limited to six transfers per statement period, with a maximum of three withdrawals by check, draft, POS or similar order. Fees may apply if these limits are exceeded.)

Business Checking	Business Savings
Business Lending	Business Online Banking
Free Small Business Checking	Cash Mangagement